Terms and conditions

**Terms and Conditions for TopNet**

**Last Updated:** July 2026

**1. Introduction**

Welcome to TopNet. These Terms and Conditions govern your use of the Advanced Referral Management System (ARMS), our digital business cards, interactive directory network, and the topnet.work website. By accessing or using our services, you agree to be bound by these Terms.

**2. User Accounts and Responsibilities**

* You must provide accurate and complete information when creating an account.

* You are responsible for maintaining the security of your account and any physical networking tools (like NFC cards) linked to it.

* You agree not to use the platform for any illegal, abusive, or unauthorized purposes, including unauthorized data scraping or spamming.

**3. Services and Subscriptions**

TopNet provides technology infrastructure for direct-response networking and referral management. We reserve the right to modify, suspend, or discontinue any part of the service at any time. 

**4. Intellectual Property**

All platform architecture, including the proprietary ARMS framework, original features, and functionality, are owned by TopNet and are protected by international copyright, trademark, and intellectual property laws. You retain ownership of the personal business data and networking materials you upload.

**5. International Use and Compliance**

While TopNet's operations and technical infrastructure are based in Arizona, United States, we support a global network of professionals. 

* Users accessing the platform from the European Economic Area (EEA) or other regions with laws governing data collection must ensure their use complies with local regulations.

* By using TopNet, you consent to the processing and transfer of your professional networking data to the United States.

**6. Limitation of Liability**

To the maximum extent permitted by applicable law, TopNet shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of business profits, data, or goodwill, arising from your use of the service or networking connections made through the platform.

**7. Governing Law**

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, United States, without regard to its conflict of law provisions.

**8. Changes to Terms**

We reserve the right to modify these Terms at any time to reflect operational changes or regulatory updates. We will notify users of significant changes via the platform or email.

**9. Contact Us**

For any questions regarding these Terms, please contact support at: netmorenow.com@gmail.com.